Home System Protection

Coverage for Today’s Homeowners
If you are like most homeowners, you are spending more time to run your home and have an increasing need to manage costs. Both Andover Insurance and Mapfre (formerly Commerce) Insurance offer the Home System Breakdown and Service Line Coverage endorsement. This unique endorsement provides coverage for home system breakdowns, both mechanical and electrical, and underground exterior service lines. This endorsement also provides a complimentary access to MyHomeWorks, a website of interactive tools to help improve home energy efficiency and save money.

Mapfre Home System Protection Brochure
Andover Home System Protection Endorsement Brochure

Avoid Costly Home System Repairs or Replacements

Heat, hot water, air conditioning, electrical power – these are home systems you use every day. A more equipment and increasingly sensitive technology become the norm in our homes, the risk of something going wrong with your systems is higher than ever. Repairs or equipment replacement can be costly, easily adding up to several thousand dollars or more. Home systems protection can reduce the out-of pocket expense you might otherwise incur should one of these systems fail. It’s coverage that can pay for itself and then some.

Your critical equipment is covered

Home Systems Protection covers a wide range of critical systems and equipment:

  • Central air conditioning
  • Ventilation systems and fans
  • Boilers, furnaces, heat pumps, and water heaters
  • Solar heaters
  • Radiant and geothermal heating systems
  • Well pumps
  • Back-up generators, built-in
  • chair lifts and elevators
  • Electrical service panels
  • Pool and spa equipment, built-in
  • Central vacuums
  • Permanently-installed appliances

Underground Service Lines are Included

Did you know that if damage occurs on your property then you’re responsible for repairs to underground pipes and wiring that bring services such as water, power, data and communications into your home? Service Line coverage not only pays for service line repairs but also for damage to outdoor property caused by repairs. In some instances your home may become uninhabitable until repairs are made- with Service Line coverage, your hotel and other costs may also be covered. It’s definitely a benefit to have Service Line coverage added to your homeowner policy, and protection you can count on.

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