Instant Auto Insurance Quotes from Commerce Insurance!
The Markham Group website now offers consumers the ability to get an auto insurance quote directly from Commerce Insurance. By clicking on the Commerce Insurance - Request a quote logo, individuals can quickly and easily step through the quote process and get an instant auto insurance quote. Individuals no longer have to wait for the agent to call back later and can get an instant quote immediately.
This feature is only available for individuals with auto insurance in Massachusetts. If you do not have insurance in Mass, you will still have to go to an independent agent of your choice to get an auto insurance quote.
Typcially, I am not a big fan of direct on-line quoting because the consumer does not always make an informed decision when choosing their policy insurance limits. For example, an individual can choose a property damage limit of $50,000. It seems like a reasonable limit, but the individual is unaware of the true costs of property damage to cars, guard rails, telephone poles etc. in the event of a car accident. Also, the individual is not aware that choosing a higher limit of $100,000 or $250,000 is only $2 - $5 more in premium per car.
The Commerce Insurance on-line quoting process is different. Commerce Insurance provides a group of dedicated employees within their insurance center. These dedicated employees are licensed and will be responsible for reviewing coverage, answering questions and assisting the consumer in the binding process of the auto insurance policy. Once an auto insurance policy is bound, it is transferred to the independent agency where the quoting process originally started.
Obviously, Commerce Insurance is not the first company to offer instant auto quoting on-line. The Commerce Insurance consumer portal quoting engine is well designed. The dedicated insurance center helps the consumer make an informed decision, it gives the consumer instant gratification in obtaining a Massachusetts auto insurance quote and keeps the independent agency involved in providing great customer service once the policy is issued.